Your mortgage won't die when you do.
Make sure your family keeps the house.
Mortgage protection life insurance can pay off or pay down your home loan if something happens to you, so your family is left with a home, not a payment.
- Free, no-obligation quote
- We compare top A-rated carriers for you
- Many plans need no medical exam
Get your free quote
Takes about 60 seconds. No pressure, ever.
How it works
Simple, honest, and on your schedule.
We do the shopping. You make the decision.
Tell us about your home
Share a few basics like your age and mortgage balance. No commitment.
We compare carriers
As an independent broker, we search top A-rated companies to find coverage that fits your budget.
Review your options
We walk you through everything in plain language. You choose what's right, or nothing at all.
What it can do
Protection built around your home.
Plans vary by carrier and state, and we'll explain exactly what each option includes.
Pays off or pays down the mortgage
If you pass away, the benefit can be used to pay off your home loan, so your family keeps the house.
Help if you become disabled
Some plans can help make your payments if illness or injury keeps you from working.
Living benefits
Many policies let you access part of the benefit early for a qualifying critical, chronic, or terminal illness.
Return of premium options
Some plans can refund your premiums if you outlive the policy term.
Benefits, riders, and eligibility vary by carrier, product, and state, and are subject to underwriting.
The PASH promise
Planning ahead saves heartache.
We're an independent insurance broker. We work for you, not for any one company.
Education before pressure
You'll understand your options before you're ever asked to decide.
People before policies
Your family, your budget, and your goals come first.
Protection before profit
We recommend what fits you, not what pays us most.
We shop top A-rated carriers, including Mutual of Omaha, Corebridge, Foresters, Assurity, American Amicable, National Life, and more.
Questions
Common questions
What is mortgage protection insurance?
It's life insurance designed around your home loan. If you pass away, the benefit can be used to pay off or pay down your mortgage so your family isn't left with the payment.
Isn't this the same as PMI?
No. PMI (private mortgage insurance) protects your lender if you stop paying. Mortgage protection protects your family, and the benefit goes to the people you choose.
Do I need a medical exam?
Many plans don't require an exam and are approved based on a few health questions. Some larger coverage amounts may require one.
How much does it cost?
It depends on your age, health, tobacco use, and coverage amount. Request a quote and we'll show you real numbers from multiple carriers.
Are you with my lender?
No. PASH Insurance Group is an independent agency and is not affiliated with your lender or any government agency.
Protect what you've built.
Get your free, no-obligation quote today.